At least once every citizen of Our Beautiful has found himself in the pile of debt. The horrific figures of 300,000 blocked speak to the gravity of the situation itself. Debt has been extremely high in recent years, and so would it not be when average incomes are not sufficient to cover basic living expenses.
Part of the citizens therefore borrowed from the current account and entered the so-called minus characterized by high interest rates. As a result, debts are accumulating even faster, so many do not see a way out. But there is a way out, and these are specially designed loans for debtors .
Debt loans are a product of credit houses that anticipated market needs. Banks strongly reject any idea of granting loans to those who are already in debt because they pose too much risk. Banks rely on credit reports to prevent citizens from being over indebted. But credit companies have recognized the potential in clients looking to get rid of those same debts.
Debt Loans: Salvation at your fingertips
Debt loans are intended as the name implies, to citizens who are in debt. In banks, creditworthiness is also impaired by the smallest possible debt of only a few kunas, while credit companies rely on the financial orderliness of their clients.
The most important thing is that they have regular income. Debt loans are based on smaller amounts and a short repayment period, which is ideal for anyone who wants to get out of debt, repay minus current and similar.
How to Get Debt Loans
Debt loans are extremely quickly realized. The whole process from submitting an application to signing a contract takes only a few minutes because everything can be done from the comfort of your own home. No need to come to the office or collect various certificates.
Only the ID card and current account card, as well as the last three payroll or pension lists, are attached from the documentation. The money is then paid no later than 24 hours after the application is submitted.
Debt loans without collateral
No security instruments are needed to obtain loans for debtors. As these are smaller amounts, such loans do not pose too much risk.
They are repaid in the short term on a monthly basis. That is why it is a good idea to see how much money you have available before applying to pay off your loans in a timely manner.
Watch out for fake ads
Care should be taken when seeking loans for debtors. Given the situation, people want to get rid of their debts as soon as possible, so they don’t see all the pitfalls that lie in false ads at speed. Specifically, there are a lot of illegitimate lending companies operating in the murky market.
They pay the money into their hands, leaving room for fraud. Legitimacy can be verified in the court registry or on the website of the Croatian National Bank.